Adults
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Are you looking for financial support for your studies?

An Advanced Learner Loan could be for you.

You may qualify for an Advanced Learner Loan - a Government loan - to pay your course fee if you are aged 19 or over studying at Level 3 to 6.

An Advanced Learner Loan is designed to work in the same way as students studying degrees receive a higher education loan. How much you repay is linked to what you earn after your studies.

An Advanced Learn Loan could be used to support your studies in a range of courses: A Level, Access to HE Diplomas, vocational qualifications, eligible Level 3 and Level 4 RQF Certificates and Diplomas, and other eligible course at Level 5 and 6.

How much could I take out?

  • The amount of money you can borrow depends on your course. The minimum amount you can borrow is £300. Check individual course fees for details of the loan fee;

Am I eligible?

How can I apply?

It is recommended that you apply online via the Direct.gov website. As part of the application, you will need your Learning and Funding Information Letter. If you need any further support with making your application, please contact us on 01392 400444.

Is there a credit check?

  • When applying for an Advanced Learner Loan, there is no credit check and household income isn’t taken into account;

When will I repay my loan?

  • Loan repayments are linked to what you earn when you've finished your course, not how much you borrowed;
  • You only need to start paying back your Advanced Learner Loan when you've finished your course and you're earning more than £21,000 a year (which is £404 a week and £1,750 a month. You pay back 9% of the money you earn over £21,000;

How does it work if I take out a loan to support an Access course?

  • Access to HE students who continue on to higher education, complete and pass their course will have the Advanced Learner Loan written off.
  • Loan repayments will be taken directly from your wage through the tax system. If you want to make voluntary repayments, you can do so at any time;

Is there anything I should consider?

Before taking out any loan, you should consider all of your options. For advice on managing your finances, you can get impartial advice from the Money Advice Service.

To find out about other funding support that may be available click here.

For full information about the loan, click here for the Factsheet.

More details

For more details about the Advanced Learner Loan, see the below websites:

The Advanced Learner Loan is administered by Student Finance England (SFE).

Student Finance England is a Student Loan Company Service, providing financial support to students on behalf of the UK Government.

Student views

The loan has enabled me to complete the course. The loan was very easy to apply.

Emma Jones- Access to HE

The loan made it possible for me to come to college, the loan was easy to apply for and I would advise you to apply for the loan before your course starts.

Selina Puke- Access to HE

I enrolled on the Access to HE Social Course to gain the qualifications I needed to progress on to a degree. I would never have been able to take this course without the Loan. I hope to study the Foundation Degree in Health and Social Care here at the college.

Sharon Birch- Access to HE
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